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Finance

0% Interest
Free Credit
  • Spread your payments
  • 6, 9, 12 or 24 month plans
  • No deposit required up to 12 months
Will I qualify for finance?
To apply for one of our credit options you must meet the following criteria:
  • Over 18 years of age
  • A UK resident with at least 3 years continual address history
  • Be in full time employment, unless retired or a house person with a spouse in full time employment
  • Have a UK bank account capable of accepting Direct Debits
  • The goods must be delivered to your home address (submitted on your application)
Frequently Asked Questions

All monthly payments are paid by direct debit from the applicant's bank account. Typically the 1st payment will be due on or around one month after the date of the finance agreement being put in place and all subsequent monthly payments will be due every month for the length of your term on that same day every month. Please have sufficient funds in place for 7 days either side of your expected 1st payment. We cannot legislate for any changes due to weekends/bank holidays.

Yes you can add multiple items to your basket, when you get to checkout select payment option pay by Klarna Bank AB.

If you have a question about finance, please enter it below and one of our Customer Service Team will endeavour to get back to you as soon as possible.

* Required Fields

At the payment stage you will be required to fill out the online form and add an electronic signature. Please make sure you use your full name and address.

A transaction of 50p will be authorised against a credit or debit card you own, no money will be taken from your card the process is designed to protect you and us against fraud, the details are only used to confirm they are valid and registered to your address.

Klarna Bank AB is a Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority and Prudential Regulation Authority in the UK. Victorian Plumbing chose Klarna Bank AB due to their ease of use, speedy process and their incredible experience. If you’re successful with your application, you will enter into a Credit Agreement with Klarna Bank AB. Klarna Bank AB is a trading name of Klarna Bank AB (publ).

Please contact us. You will be able to find our contact details on our web site contact us page. Klarna Bank AB may also email you to advise you on the status of your application. Klarna Bank AB will use the email address you provided on the application form but if you haven't received any emails from them, please check your junk and spam mail folders.

Contact us directly if you want to amend any part of your order, including delivery. You will be able to find our contact details on our web site contact us page.

Applications can be declined for a whole host of reasons. Unfortunately, we are not given the reason why a customer is declined for a credit application. The authorisation process is carried out by the Klarna Bank AB and Victorian Plumbing has no part in the decision.

The decline message is sent to you by the Klarna Bank AB, with no justification or explanation. If you wish to find out more please contact the Klarna Bank AB directly. Their details can be found in the email you received from Klarna Bank AB confirming the lending decision.

You need to carefully follow the instructions on screen to upload your proof of identity image. You can use a smartphone camera to take a picture of your identity document, there's no need to have a scanner.

Please carefully re-enter all your card details. Your card must be enabled for 3-D Secure for Klarna Bank AB to take payment online. Please note: Klarna Bank AB cannot take card payments over the phone or by any other means.

What finance packages do you offer ?
Interest Free Credit

Take advantage of our great credit deals. 6, 9, 12 and 24 month plans have a fantastic 0% APR, no deposit required. Please note, 24 month credit option requires a minimum 20% deposit.

Classic Credit

Take advantage of our great credit deals 36, 48 month plans have a fantastic 9.9% APR, no deposit required.

Finance calculator

Simply enter the total amount you want to spend, how much deposit you have and how many months you wish to pay. Take advantage of our no deposit deal or if you prefer you can specify a deposit of up to 50% of total order value.

What is your budget? Enter a value between £250 - £25,000
£
What deposit do you have? (Optional) Max 50% of total spend
£
Number of repayments Choose how long you would like to pay
Interest Free 0% APR Classic 9.9% APR
Results
  • Total amount to spend
    £250.00
  • Deposit
    £0.00
  • Amount of credit
    £250.00
  • Term
    9 months
  • Monthly payments
    £27.78
  • Typical APR
    0%
  • Total amount payable (inc deposit)
    £250.00
All loans are subject to status and terms.
* Finance available on all orders over £250. Prices given representative as part of larger order.
How do I finance my purchase?
  • Add the items you want to add your basket and proceed to checkout
  • In payment options select "Klarna Bank AB", you can then select the finance option which you require
  • You will be asked to complete a simple online application, it's quick, easy and you'll get the decision within a matter of seconds. There is NO paperwork to be posted and NO physical signature required!
Who is the finance provided by?

Victorian Plumbing acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ). Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged over 18, subject to status, terms and conditions apply. Registered office: Sveavagen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.


Klarna Bank AB (publ) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. For more information please visit www.klarna.com. Finance is only available to permanent UK residents aged between 18-80, subject to status, terms and conditions apply.